Punjab National Bank (PNB) stands as the second-largest government bank in the country. In today’s digital era, customers prefer banking services at their convenience, eliminating the need to wait in long queues. Understanding this demand, PNB has launched several home banking services to make banking easier and more accessible.
When it comes to the largest banks in India, HDFC Bank ranks first, while State Bank of India (SBI) holds the top spot among government banks. Following SBI, Punjab National Bank is recognized as the second-largest public sector bank. With a focus on digital transformation, PNB now offers various banking services that allow customers to manage their accounts from the comfort of their homes, reducing the need for frequent bank visits.
PNB’s Convenient Home Banking Services
Punjab National Bank provides multiple facilities that customers can access from home, including balance checks, mini statements, and banking services via missed call, SMS, WhatsApp, and UPI. These digital solutions ensure that customers can efficiently manage their accounts without physically visiting the bank.
Online Banking Services Offered by Punjab National Bank
1. Missed Call Banking Service
PNB customers can perform essential banking tasks like checking account balance, viewing mini statements, blocking ATM cards, and requesting a checkbook by simply giving a missed call. To check your balance, dial 1800 180 2223 from your registered mobile number.
2. Balance Check via SMS
Customers can check their balance through SMS by sending a message from their registered mobile number. To check the account balance, type BAL and send it to 5607040. Additionally, balance inquiries can be made via a missed call to 5607040.
3. WhatsApp Banking Service
To enhance digital banking convenience, PNB has introduced WhatsApp banking. Customers can access services like balance inquiries, checkbook requests, debit card blocking, and other banking facilities by chatting with PNB’s WhatsApp number 9264092640.
4. UPI Service
With the PNB UPI service, customers can check their account balance seamlessly from home. To use this feature, it is essential to link the bank account to PNB’s UPI system.
5. PNB One Mobile App
PNB has launched the PNB One mobile application, offering customers a comprehensive online banking experience. Through this app, users can check their balance, transfer funds, and avail various banking services without stepping into a branch.
6. PNB Net Banking Service
Customers can also access their bank account via PNB Net Banking by logging in at https://www.netpnb.com/ using their credentials. Once logged in, users can check their account balance and carry out online transactions effortlessly.
7. Passbook Balance Check
Punjab National Bank also provides a physical passbook facility for customers. Those who prefer traditional banking methods can visit their nearest branch and update their passbook to check their account balance.
8. Balance Check via ATM Debit Card
Customers can also check their balance using their PNB debit card at an ATM. To do so, simply insert the ATM card, enter the four-digit PIN, select Balance Inquiry, and view the available account balance on the screen.
Conclusion
With these digital and home banking services, Punjab National Bank is making banking more convenient and accessible for its customers. Whether through missed calls, SMS, WhatsApp, or mobile apps, customers can now handle their banking needs with ease. PNB’s commitment to digital transformation ensures that customers enjoy seamless banking services anytime, anywhere.
